Regence BlueShield Contract with Kootenai Health
If you have Regence BlueShield of Idaho health insurance, we want to inform you that Regence’s contract with Kootenai Health will be terminated effective January 1, 2026. On that date, Kootenai Health and Kootenai Clinic will become out-of-network providers for Regence members. This means it may now cost Regence members more for our services.
This page covers frequently asked questions about our contract with Regence BlueShield. For specific inquiries, we urge you to reach out to Regence BlueShield.
Why did this happen?
Despite the hospital’s good faith efforts, Kootenai and Regence BlueShield were unable to agree upon mutually acceptable contract terms and rates that are sustainable for Kootenai Health. Kootenai remains committed to providing high-quality health care services to its community and continues to contract with many other major health plans in the area.
Will Regence be contacting me about this?
It is Regence BlueShield’s responsibility to notify its enrollees that this termination has occurred. If you have any questions for Regence BlueShield, they can be contacted at (888) 367-2117.
I am currently insured by Regence. What does this mean for me?
Effective January 1, 2026, Kootenai will no longer be part of the Regence network of hospitals. That means Regence BlueShield of Idaho will consider Kootenai an “out-of-network” provider. As a result, you may face higher co-payments, co-insurance payments, and other out-of-pocket costs if you continue to rely on Kootenai for your health care. You should check with Regence BlueShield for coverage determination.
Does this mean I can’t receive care at Kootenai Health?
For emergency services, you can continue to receive care at Kootenai Health. If you are in the middle of a course of treatment or have a surgery or procedure scheduled, you may be able to continue to have that care at Kootenai. In some instances, Regence may cover elective or non-emergency services at Kootenai. Contact Regence to determine whether Regence will authorize your care at Kootenai and what your out-of-pocket costs will be. If an agreement between Kootenai Health and Regence BlueShield occurs after January 1, 2026, Regence will reprocess any claims made in 2026 and reimburse patients as contracted.
What services will this affect?
Many key services will be affected, including but not limited to:
- Any care received at Kootenai Health, including all inpatient and outpatient surgeries and services except for emergency care
- Outpatient therapy with Kootenai Health Rehabilitation Services
- Endoscopy procedures with Kootenai Clinic Gastroenterology and Endoscopy
- Infusion services such as chemotherapy
- Imaging studies, including those provided at Kootenai Heart Clinics and Kootenai Outpatient Imaging
Does this affect Kootenai Clinic physician visits?
Yes. If you see a Kootenai Clinic provider before January 1, 2026, your visit will be considered in-network. Beginning January 1, 2026, your visits will be considered out-of-network. Additionally, beginning January 1, 2026, some services provided at Kootenai Clinic offices, such as imaging studies, may now be considered out-of-network.
Will this affect Kootenai Urgent Care locations?
No. Kootenai Urgent Care operates three facilities in Idaho, which are separate from Kootenai Health. These urgent care facilities have separate contracts with Regence BlueShield of Idaho that remain in force and in effect.
Are there any Regence plans that are NOT affected?
No. All Regence BlueShield plans are affected by this termination. This includes:
- Asuris
- BridgeSpan
- Healthcare Management Administrators (HMA)
- Regence Group Administrators
- Regence Medicare Advantage
- Uniform Medical Plan (UMP)
- Any Regence BlueShield of Idaho Commercial Insurance Plan
I live and work here and want local health care. How can I keep seeing my doctor and use Kootenai?
Talk to your employer or insurance broker about your health insurance options. Your employer or insurance broker may be able to help you and allow you to switch to another insurance provider that covers the services offered at Kootenai. We are proud of our commitment to accept nearly every insurance plan serving this area. While we may be unable to accept Regence BlueShield insurance in the future, we welcome many other leading health plans.
My insurance card says “BlueShield” but not Regence. Am I affected?
You may be. You should check with Regence to find out if your insurance will be affected once Kootenai goes out-of-network with Regence.
What if I’m expecting a baby, have a surgical procedure scheduled, or I’m receiving ongoing treatment for cancer or another medical condition? Will I need to find a new hospital and physicians?
If you are in the midst of treatment at a Kootenai facility, you are entitled to completion of that treatment, and Regence is obligated to continue to reimburse Kootenai for that treatment under the terms of our prior contract, until your care can be safely discontinued. You should call Regence directly at (888) 367-2117 to understand your options.
Where can I go if I need emergency care?
In an emergency, you should seek care at the closest facility that can provide that care. As a non-profit hospital, Kootenai Health is committed to providing care in an emergency situation, regardless of the patient’s ability to pay.
Why won’t Kootenai just sign a new contract with Regence?
We worked hard to reach an agreement with Regence, but their requirements were outside what we could accept in good conscience. In the end, we determined that accepting contract terms with rates below market value is risky, unsustainable for Kootenai Health, and would not be a responsible choice for our hospital.

To reach Regence BlueShield, please call (888) 365-2117. The Idaho Department of Insurance may also have information that may be helpful to you. The Department may be reached at (208) 334-4250, or you can go online at https://doi.idaho.gov/.